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Housing Affordability Index - Traditional

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C.A.R.'s Traditional Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase the median priced home in the state and regions of California based on traditional assumptions. C.A.R. also reports its traditional and first-time buyer indexes for regions and select counties within the state. The HAI is the most fundamental measure of housing well-being for buyers in the state.


Download series:  XLS |   Historical

Download presentation:  PPT  |  PDF

      

Q12019

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

Q12019

Q42018

 

Q12018

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH (SAAR)

32

28

 

31

 

$545,820

$2,870

$114,860

CA Condo/Townhomes

41

37

 

39

 

$450,000

$2,370

$94,690

Los Angeles Metropolitan Area

33

30

 

32

 

$509,000

$2,680

$107,110

Inland Empire

42

40

 

43

 

$365,000

$1,920

$76,810

S.F. Bay Area

26

22

 

23

 

$885,000

$4,660

$186,230

US

57

54

 

57

 

$254,800

$1,340

$53,620

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

25

20

 

22

 

$865,000

$4,550

$182,020

Contra Costa

37

33

 

36

 

$630,000

$3,310

$132,570

Marin

21

19

 

18

 

$1,250,000

$6,580

$263,040

Napa

29

25

 

28

 

$672,500

$3,540

$141,510

San Francisco

17

15

 

15

 

$1,532,500

$8,060

$322,480

San Mateo

18

15

 

15

 

$1,535,000

$8,080

$323,010

Santa Clara

20

18

 

17

 

$1,220,000

$6,420

$256,720

Solano

46

39

 

42

 

$430,500

$2,260

$90,590

Sonoma

27

23

 

21

 

$632,500

$3,330

$133,100

Southern California

 

 

 

 

 

 

 

 

Los Angeles

28

24

 

28

 

$548,630

$2,890

$115,450

Orange

24

20

 

21

 

$800,000

$4,210

$168,340

Riverside

39

37

 

39

 

$409,000

$2,150

$86,070

San Bernardino

50

48

 

52

 

$299,950

$1,580

$63,120

San Diego

27

24

 

26

 

$620,000

$3,260

$130,470

Ventura

29

29

 

31

 

$630,240

$3,320

$132,620

Central Coast

 

 

 

 

 

 

 

 

Monterey

25

21

 

23

 

$585,000

$3,080

$123,100

San Luis Obispo

26

22

 

25

 

$602,000

$3,170

$126,680

Santa Barbara

25

26

R

22

 

$596,000

$3,140

$125,420

Santa Cruz

17

12

 

15

 

$902,500

$4,750

$189,910

Central Valley

 

 

 

 

 

 

 

 

Fresno

48

46

 

48

R

$272,500

$1,430

$57,340

Kern

50

53

 

56

 

$245,000

$1,290

$51,560

Kings

57

50

 

52

 

$224,950

$1,180

$47,340

Madera

52

47

 

49

R

$260,000

$1,370

$54,710

Merced

46

40

 

43

 

$275,000

$1,450

$57,870

Placer

46

42

 

44

 

$480,670

$2,530

$101,150

Sacramento

44

42

 

44

 

$360,000

$1,890

$75,750

San Benito

31

28

 

32

 

$610,000

$3,210

$128,360

San Joaquin

43

38

 

40

 

$365,000

$1,920

$76,810

Stanislaus

47

45

 

48

 

$314,000

$1,650

$66,070

Tulare

51

47

 

50

 

$232,000

$1,220

$48,820

Other Counties in California

 

 

 

 

 

 

 

 

Amador

NA

NA

 

45

 

NA

NA

NA

Butte

34

34

 

41

 

$361,100

$1,900

$75,990

Calaveras

47

45

 

46

 

$320,000

$1,680

$67,340

El Dorado

40

42

 

42

 

$489,000

$2,570

$102,900

Humboldt

36

33

 

36

 

$312,500

$1,640

$65,760

Lake

44

40

 

40

 

$255,000

$1,340

$53,660

Lassen

63

66

 

68

 

$197,000

$1,040

$41,450

Mariposa

41

38

 

44

 

$310,000

$1,630

$65,230

Mendocino

28

23

 

25

 

$385,500

$2,030

$81,120

Mono

10

12

 

8

 

$775,000

$4,080

$163,080

Nevada

40

35

 

37

 

$402,500

$2,120

$84,700

Plumas

48

42

 

47

 

$280,000

$1,470

$58,920

Shasta

44

45

 

49

 

$284,000

$1,490

$59,760

Siskiyou

53

50

 

48

 

$199,500

$1,050

$41,980

Sutter

46

44

 

49

 

$295,000

$1,550

$62,080

Tehama

43

46

 

51

 

$257,500

$1,350

$54,190

Tuolumne

45

48

 

49

 

$304,500

$1,600

$64,080

Yolo

39

37

 

41

 

$432,500

$2,280

$91,010

Yuba

46

44

 

49

 

$289,000

$1,520

$60,810

 

Traditional Housing Affordability Index Methodology

Source: CALIFORNIA ASSOCIATION OF REALTORS®


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